Health & Dental Insurance Plan Your physical health is important.

As long as you are billed with the IGNITE Health and Dental Fee ($104.23) with your Summer 2022 tuition, IGNITE’s insurance plan has you covered, no matter what your needs are. You are automatically enrolled in the Balanced Plan.

Summer 2022 coverage period: May 1st – August 31st , 2022.

How to check your fees and tuition:
Humber student tuition check

Guelp-humber student tuition check

To download your benefits card, check your coverage details and status, submit claims, or change your plan, please visit wespeakstudent.com

General Plan Information

Group Number: 514561

Certificate Number (HUMBER): Z0 _ _ _ _ _ _ _ _ (your “N-number” without the N)

Example: If your student ID is N01234567, your certificate number is Z001234567.

Certificate Number (GUELPH-HUMBER): Z00 _ _ _ _ _ _ _ (the last 7 digits of your student number)

Example: If your student ID is 1234567, your certificate number is Z001234567.

To Make a Claim
To do so online, you will need to go to www.wespeakstudent.com and create an e-profile. For your e-profile, you will need your Group number, Certificate number and provider’s name along with your banking details. You will also be required to submit a copy of your receipt pertaining to the service when submitting your claim. You will receive a direct deposit within 2-4 business days.

To do so by mail, complete the form under the Booklets and Forms Tab and mail it to the listed address. You will be reimbursed within 2-3 weeks.

Want to know more about your insurance with IGNITE? Watch this amazing video of IGNITE Health Insurance 101 Webinar HERE

Questions about IGNITE’s Health & Dental Insurance Program? Hit the Contact Us button below.

Eligibility and Dates

If your academic year begins in Summer 2022 and you are already covered under another insurance plan, you may opt out of IGNITE’s Health and Dental Insurance Plan, provided you have paid the IGNITE Health and Dental Fee with their tuition for Summer 2022.

The opt-out period is open from April 29, 2022, until June 10, 2022, at 4:00 pm.

To opt-out, you must visit wespeakstudent.com and complete the form under the “Opt-out” tab by June 10, 2022, at 4 PM.

You must show alternative proof of coverage in order to opt-out of either the Prescription Only or Entire coverage (prescription, dental, vision, etc).

You must choose one option to opt-out of:

Dental, Vision and Extended Health

Choose this one if you are wishing to opt-out of the entire plan ($104.23). For a full opt out you would require alternate equal benefits in place from an employer, spouse, or parent.

Prescription only:

Choose this option if you have OHIP+ and you are 25 or younger and willing to opt-out of the prescription part of coverage only. This means you will have access to our dental and extended health coverage.

**Please note that you can only choose ONE of the above options. **

You must also include your personal banking information as the refund will come as a reimbursement directly (Via Direct Deposit) from the insurance provider. Please note the refunds will not be processed until after the opt-out date of June 10.

Please be advised that the deadline dates shown above will not be extended. All ineligible applications will be disregarded and will not be approved to receive the corresponding refund. You will not be contacted if your application is not approved.

To check the status of your opt-out application, please contact wespeakstudent.com.

Have you already opted out of coverage in Winter 2022?

As long as you completed the opt out form in the Fall and received a refund, you are automatically opted out for Summer 2022 semester as well.
Please note you are still required to pay the IGNITE Health and Dental fee of $104.23 with your tuition this semester. Then you will receive a refund for the fee paid with your tuition via Direct Deposit to the same personal account you provided with your application in the fall.

For any questions regarding your opt-out application and your reimbursement, please contact www.wespeakstudent.com.

Eligibility and Dates

If you have not been billed with IGNITE’s Health and Dental Insurance fee with your Summer 2022 tuition and are looking to have coverage for this period, we’ve got your back!

If your academic year starts in Summer 2022, you can opt-in to our insurance plan, providing you are at least registered for one course for the semester.

The opt-in period is open from April 29, 2022, until June 10, 2022, at 4:00 pm.

To opt-in, please email info@ignitestudentlife.com and we will inform you of the next step.

Eligibility and Dates

IGNITE knows that every student is different, which is why we offer students the flexibility to choose a Health & Dental plan that meets their needs.

All students who have paid the IGNITE Health & Dental Fee are automatically members of the Balanced Plan. Therefore, if your academic year begins in Summer 2022 and you would like to change your plan, please visit www.wespeakstudent.comstarting April 29th until June 10th, 2022 @ 4 PM.

Please note that you will be a member of your chosen plan for the full policy year (January 2022 to August 2022) and all plans are the same price; you will not be required to pay any additional fees.

If you have any questions regarding the different plan options available and plan change application, please contact www.wespeakstudent.com.

Please be advised that students are only eligible to switch their plans at the beginning of their academic year: all ineligible plan change applications will be denied.

Eligibility and Dates

A healthy family is a happy family, and here at IGNITE we offer students the opportunity to opt-in their family members to be covered under IGNITE’S Health & Dental Insurance plan. Please note that only spouses and dependent children are qualified to opt in.

Therefore, if your academic year begins in the summer 2022 semester, please refer to the guidelines below to learn how to opt-in your family under your IGNITE Health & Dental Insurance plan:

  • Please visit www.wespeakstudent.com and select “Family Opt In”.
  • The family opt-in period is open from April 29th until June 10th, 2022 @ 4 PM.
  • Be prepared to pay any additional fees when opting in family member(s) onto your plan.

If you have any questions regarding family opt-in applications, please contact www.wespeakstudent.com and they will confidently offer tailored guidance on your inquiry.

Please be advised that students are only eligible to add their family members at the beginning of their academic year: all ineligible plan change applications will be denied.

Eligibility and Dates

As an international student, you are entitled to two (2) different insurance coverages:

1.Mandatory International Students Insurance (Morcare)

2.IGNITE Health and Dental

  • This plan covers Prescription Drugs, Dental, Vision, Extended Health, etc. The cost of this plan is $104.23 per semester.
  • If you have any questions regarding this coverage, please contact www.wespeakstudent.com

Whether you had an accident in the kitchen or need to take care of your beautiful smile, you will need to show your Student benefits card to your service provider to show you are covered.

You can download and print your Student benefits card here.

Should you have any questions regarding your IGNITE Health & Dental insurance plan, please contact www.wespeakstudent.com and they will confidently offer assistance with all your insurance related concerns.

In addition, if you have any questions regarding your MORCARE coverage, please contact Humber’s International Student’s Centre.

Questions about the Health & Dental Insurance Program?
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