Putting the “fun” in “funds.”

Let’s talk paper.

No, not the kind you get graded on (although, make sure you don’t forget about your assignment due this week). Paper as in money. Coins. Gravy.

Donals Duck wears a navy blue suit jacket and beret while walking and counting a stack of bills.

It’s no secret being a student is expensive. After you’ve paid for tuition, textbooks, rent, school supplies, and groceries, you’re lucky to have anything left. And, if you do, it’s so tempting to spend it all on stuff you don’t really need.

If you find yourself struggling to save money, try out some of these tried and true money saving tips from your fellow Humber and UofGH students:

1. Max your savings

Julia Widmer | UofGH

Third-year | Justice Studies


University of Guelph-Humber Justice Studies student Julia Widmer sits on a rock overlooking a lake.

When you get paid, stash most of it away in your savings account immediately. That way it’s less accessible — and you’re less likely to buy that really expensive succulent on a whim.

2. Pack your lunch

Karina Meidell | Humber College

alumna | Film and Television Production


Humber College Film and TV production alumni Karina Meidell smiles at the camera.

Takeout is convenient and delicious — but also pretty pricey. You can save money and refine your cooking skills by making meals at home.

That doesn’t mean you should never treat yourself, though. Budget in the occasional Uber Eats, and you’ll be as happy and full as your savings account.

3. Withdraw into your savings monthly

Julia Ciampa | UofGH

Third-year | Justice Studies


Julia Ciampa, a University of Guelph-Humber Justice Studies student, stands facing left and looking at the camera over her left shoulder. She is smiling and wearing a light grey cardigan.

If allocating some of each paycheque into your savings feels too extreme, set up an automatic monthly withdrawal from your chequing account into your savings account.

You’ll start saving money consistently, and you won’t have to remember a thing!

4. Download Mint

Laik Sweeney | UofGH

Fourth-year | Media Studies (public relations)


University of Guelph-Humber Public Relations Student Laik Sweeney wears a pink T-shirt while standing in front of a green wall. She smiles at the camera.

Mint is a free online budget planner that’s available both through your browser and as an app. You can track your paycheques, purchases and savings goals all in one place. Plus, Mint will notify you when you’re getting close to your spending limits so you can plan accordingly.

It’s like having your own personal financial advisor who lives in your phone.

5. Tune in to Earning & Learning Live

Squidward Tentacles from Nickelodeon's "Spongebob Squarepants" (1999-) stands in a shower wearing a shower cap and smiling. Money is coming out of the shower faucet.

Starting June 25, your University of Guelph-Humber Student Engagement Co-ordinator Julia (yeah, the one from tip number three) will be going live on IGNITE’s Instagram with financial expert Chantel Chapman every Thursday at noon to give you tips on how to manage your money.

You’ll learn everything from budgeting strategies, to investing, to what the heck a “credit score” is — all in a fun, student-focused environment.

Don’t miss out! Join Julia and Chantel @shareignite this Thursday at noon and start saving smart.

Building your budget? Be sure to take a look at your new IGNITE fees.

Follow IGNITE on Facebook, Instagram and Twitter for all things student life.